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Investment Strategy
Investment strategy planning helps allocate resources wisely to grow wealth, balance risk, and achieve long-term financial goals.
Financial Goal Planning
Retirement Planning
Tax & Estate Planning
Corporate Fixed Deposits
Bonds & Debenture
MutualFunds
Indexifywealth Reasons
Like an experienced coach, a financial advisor gives professional advice based on your needs.
Like a mentor, a financial advisor helps you set measurable goals.
Like a good teacher, a financial advisor helps you understand various financial instruments.
Like a vigilant instructor, a financial advisor highlights the effect each financial decision has on your overall financial goals.
Like a well-meaning friend, a financial advisor reminds you to re-evaluate your financial situation periodically.
Like a parent, a financial advisor encourages you to start planning as soon as you can.
Like a seasoned architect, a financial advisor will draw up a financial plan which is practically achievable.
Like a good dietician, a financial advisor recommends a plan, yet empowers you to take charge of your financial health.
Like your family doctor, a financial advisor keeps your interest in mind at all time.
Like a supportive spouse, a financial advisor frees up your time so that you can concentrate on other important things.
Why
Choose Us
We do our services/jobs honestly, perfectly, and beautifully that is our core philosophy, client relationship, and client satisfaction are the main objective.
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Our Services
Welcome to the world of Indian Investment Services! Let’s enjoy our best-in-class services by choosing us!!
A mutual fund is a pool of money managed by a professional Fund Manager.
The deposit placed by investors with companies for a fixed term
Investment Bonds are debt instruments in which the authorized
Insurance is the most effective risk management tool
About
Us
We adopt a structured and disciplined advisory approach and provide you portfolio solutions which meet your desired financial goals and milestones. At Indian Investment Services , we offer you a complete range of solutions that complement our advisory services. The range includes a combination of best of breed proprietary and non proprietary (third party) products. The approach is to recommend you product solutions within your overall asset allocation in an unbiased manner after evaluating all the options available in the market.
We offers a wide range of financial products.
Legally recognized and authorized firm in the financial sector.
The company prioritizes long-term relationships by offering customers
We Serves a wide range of clients, from mass-market individuals to high-net-worth individuals.
Words From Customers
Frequently Asked
Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Yes. NRIs can invest in Indian Stock Market by buying stocks listed on the National Stock Exchange of India Ltd. (NSE). To be eligible to invest into stocks, NRIs need to have a PIS Account under the Portfolio Investment Scheme* (PIS) that will allow them to trade stocks. *(Portfolio Investment Scheme (PIS): Through this scheme of the Reserve Bank of India, NRIs can purchase and sell shares and debentures of Indian companies on a recognized stock exchange) Can NRI invest in India with just a PAN Card?Yes, NRIs can use a PAN card and NRE/NRO account to invest in a mutual fund. To invest in shares, NRIs need an NRE account under PIS bank or NRO account, bank account and Demat account.
Yes. An NRI can have multiple demat accounts. The usage of these multiple demat accounts can be understood under the concepts of:
1. Repatriation: NRIs must have separate demat accounts for repatriable (NRE) and non-repatriable (NRO) shares which means if you invest through your NRE account, the money you receive after selling the shares/stocks is completely and freely repatriable whereas investments through NRO accounts will have to be initially settled by paying applicable taxes and then they can be repatriated. NRE accounts are used to buy shares (equity) on a repatriable basis and NRO accounts are used to invest in shares (equity and derivatives) on a non-repatriable basis. The NRE/NRO Accounts can be used to invest in the primary market without PIS (Portfolio Investment Scheme) (eg: IPOs, Mutual Funds)
2. Market Variation: To invest in the secondary market, you need a separate bank account to hold your investment funds that will be linked to the Portfolio Investment Scheme (PIS). This account cannot be your regular NRE/NRO account, and this account will be linked to a demat account to hold your shares as directed by RBI.
No, PIS permission is not required for an NRO (Non-Resident Ordinary) account. Previously, the NRI had to open NRE and NRO accounts under PIS regulated by RBI.
Yes, there are a few tax-free options available in India for NRIs like NRE FD Account, FCNR FD Account, ELSS Funds, Managed Farmlands and Life Insurance.
Here are the steps an NRI can follow to invest in India:
1. Open an NRE or NRO (Non-Resident Ordinary) bank account: NRIs need to open an NRE or NRO bank account with an Indian bank to invest in India. An NRE account is used for investing foreign earnings that can be repatriated, while an NRO account is used for investments made from earnings in India that cannot be repatriated.
2. Obtain a Permanent Account Number (PAN): NRIs need to obtain a PAN card to invest in India. This card is required for opening a bank account, investing in the stock market, and purchasing property in India.
3. Complete KYC norms: NRIs need to complete the KYC (Know Your Customer) norms by submitting the necessary documentation such as a copy of their passport, address proof, and PAN card.
4. Choose an investment option: NRIs can choose to invest in various options such as stocks, bonds, mutual funds, real estate, and more. NRIs can also invest in the Indian stock market through the Portfolio Investment Scheme (PIS).
5. Ensure compliance with regulations: NRIs need to ensure compliance with all applicable regulations and laws when investing in India. However, it’s recommended that NRIs consult with a professional financial advisor or tax consultant to ensure compliance.
Given below are the benefits of investing in India for NRIs:
1. Diversification: Investing in India can provide NRIs with a diversification option outside of their home country. This diversification can help to minimize the overall risk in their investment portfolio.
2. High Growth Potential: India has a growing economy with many investment opportunities. With the rise of the middle class and increasing urbanization, there is a lot of potential for growth in various sectors such as real estate, infrastructure, and manufacturing.
3. Favourable Demographics: India has a young population, and with increasing disposable incomes, there is a significant demand for various products and services. This demographic advantage provides a huge potential for businesses and investments in the country.
4. High Returns: Historically, Indian investments have provided high returns to investors. The Indian stock market has outperformed many other markets over the past few decades, and there are many sectors that have the potential for high returns.
5. Tax Benefits: NRIs investing in India can take advantage of various tax benefits. For example, NRE accounts are tax-free, and NRIs can benefit from the Double Taxation Avoidance Agreement (DTAA) between India and their home country.
6. Repatriation of Funds: NRIs can repatriate the funds invested in India along with the profits earned from the investment, subject to certain conditions.
Here are some popular government investment schemes for NRIs in India:
1. National Pension Scheme (NPS): NPS is a retirement savings scheme launched by the government of India. NRIs can also participate in this scheme, and contributions made to the scheme are eligible for tax deductions.
2. Sovereign Gold Bonds: Sovereign Gold Bonds are issued by the government of India and provide a secure investment option for NRIs. The bond’s value is linked to the price of gold, and the investment can be redeemed after a fixed period.
3. Pradhan Mantri Jan Dhan Yojana (PMJDY): PMJDY is a government scheme aimed at providing financial inclusion to all Indians. NRIs can also open a PMJDY account and avail of various benefits such as accident insurance and overdraft facility.
4. Atal Pension Yojana (APY): APY is a government-backed pension scheme aimed at providing a guaranteed pension to citizens. NRIs can also participate in this scheme, and contributions made to the scheme are eligible for tax deductions.
5. Bharat Bond ETF: Bharat Bond ETF is a government-backed bond fund that invests in debt securities issued by public sector companies. NRIs can invest in this scheme, which provides a stable and low-risk investment option.
6. Startup India: The government of India has launched the Startup India initiative to promote entrepreneurship and innovation in the country. NRIs can also invest in Indian startups through this scheme.
